• STV
  • MySTV

Jackpot joy: What would Scots do if they won the lottery?

The most popular options are buying a new home and giving cash to friends and family.

Lottery win: Would you pay off the mortgage or spend it all in a week?
Lottery win: Would you pay off the mortgage or spend it all in a week? PA

What would you spend the cash on if you were lucky enough to win the lottery?

There's probably no point thinking about it because the odds of it ever happening to you are tiny.

Apparently that doesn't matter. According to a recent survey, 96% of Scots have already planned what they'd spent their winnings on. To be fair, I have too.

Perhaps most surprisingly, the survey by global lottery site Lottoz revealed that half of Scottish lottery players would be happy with a win of no more than £200,000.

Only a quarter crave the kind of multi-million pound jackpots that regularly make headlines.

Generally, we just seem to want enough to make a few modest investments, pay off our debts and maybe go on a wee jaunt somewhere warm.

Here are the ten most popular (hypothetical) spends among Scots:

Buy a new home

Property: Glaswegians like buying houses the most.
Property: Glaswegians like buying houses the most. © STV

This was the winning option, with 43% saying they would prioritise buying property (which rises to 51% for people living in Glasgow).

Give money to close friends and family

https://media.giphy.com/media/5fBH6z8aMV1RbA4FaSc/giphy.gif | default

Showering generosity on the people closest to their hearts was option number two, with 38% of Scots plumping for it.

This increased to 39% for people living in Edinburgh and was the city's most popular option. 

Presumably they'll have had their tea, though.

Take the family on holiday

Lottery winners: 'Look kids, we bought you a yacht.'
Lottery winners: 'Look kids, we bought you a yacht.' STV

A solid third (33%) would drag the children out of school for a trip to sunnier climes (or colder, if that's your thing). We all deserve a break sometimes.

Buy a new car

https://media.giphy.com/media/l0MYShCajoop78Z8c/giphy.gif | default

Following closely on the family holiday's heels, 32% of Scots opted for investing in a new car in the event they won the lottery.

Pay off the mortgage

https://media.giphy.com/media/3orif79y6SbaKjtgtO/giphy.gif | default

A sensible 29% say they would not splurge their money on new stuff but would use a lottery win to pay off their house.

Pay off credit card debt

Credit cards: More than a quarter would pay off debts first.
Credit cards: More than a quarter would pay off debts first. PA

Some people must have some pretty high credit card debt, because 27% of Scots say they would prioritise paying it off in the event they claimed a jackpot.

Give to charity

Charity-giving: Doing it this way would take a while (file pic).
Charity-giving: Doing it this way would take a while (file pic). PA

A total of 17% say they would first and foremost look to give their winnings to charity. You'd think more people would have been willing to lie to the pollsters.

Go on a shopping spree

https://media.giphy.com/media/40KwPMMeHBYlO/giphy.gif | default

Apparently only 17% think they would make going on a big shopping spree their first port of call if they won the lottery. Think again.

Buy gifts for loved ones

Money: It can't buy you love, but it can buy you this.
Money: It can't buy you love, but it can buy you this.

A group of noble, selfless Scots (comprising 15% of those surveyed) would take their cash and spend it on someone else. It's enough to make you weep.

Give the home a makeover

https://img.buzzfeed.com/buzzfeed-static/static/2017-08/14/10/asset/buzzfeed-prod-fastlane-01/anigif_sub-buzz-19798-1502722243-1.gif?crop=597:338;0,0 | default

Finally, 12% would choose to reward themselves for winning the lottery by turning their house into a building site for six months. But I'm sure it will look nice after.

https://stv.tv/news/features/1400637-scottish-lottery-winners/ | default

Download: The STV News app is Scotland's favourite and is available for iPhone from the App store and for Android from Google Play. Download it today and continue to enjoy STV News wherever you are.

One account. All of STV.

This field is required. That doesn't look like a valid e-mail format, please check. That e-mail's already in our system. Please try again.
ShowHide
Forgot password?
This field is required. At least 6 characters please. Did you enter your details correctly?
If you've forgotten your details then use the 'Forgot password?' link.
Need to reset your password?

We'll send a link to reset your password to

We've sent you details on how to reset your password

Please check your email and follow the instructions.

Forgotten your email address?

Have you forgotten the email address that you previously joined with? Don't worry, by emailing enquiries@stv.tv we can help.

One account. All of STV.

This field is required. Please enter at least 2 characters
This field is required. Please enter at least 2 characters
At least 6 characters please
ShowHide
This field is required. At least 6 characters please.
You have to be 16 or over to join
This field is required. This doesn't appear to be a valid date
Type your full postcode and select your address This field is required. It doesn't look like you've entered a valid postcode. Can't find your address? Confirm the details you've given us are correct by clicking here

By continuing you agree to our Terms of Use, including our Privacy Policy and Cookie Policy. Any issues contact us.

Upload Profile Picture

Please make sure your image is under 2mb in size and a valid JPG, PNG or GIF.

Are you sure?

Unfortunately, you'll be unable to access our premium content. We’ll be sorry to see you go, but if you change your mind you can rejoin us at any time.

Please verify your STV account

Please verify your STV account using the email we sent you. If you have lost the email, we can send you another one, just click the button below.

Thanks

We've sent you a new verification email.
Please check your email and follow the instructions to verify your account.

Welcome to STV
Thanks for joining us.

Oops!

Sorry, you must be at least 12 years old to place a vote for your Real Hero.

Please review our Voting Terms of Use for more information.

Oops!

Sorry! It seems that you are using a browser that is incompatible with our voting service.

To register your vote please copy the below URL in to your regular mobile browser. We recommend Google Chrome, or Safari.

http://shows.stv.tv/real-heroes/voting

Oops!

Sorry, you seem to have already voted in this category.

Thanks for voting

Now share your vote with friends on your social network

Share on twitter Share on facebook

Cast your vote

Please register or sign in to continue.

Cast your vote

This field is required. This doesn't appear to be a valid date

Cast your vote

Please fill out this form to cast your vote. As you are under 16 years old you will not create an STV account. Why do we need these details?

This field is required. Please enter at least 2 characters
This field is required. Please enter at least 2 characters
This field is required. That doesn't look like a valid e-mail format, please check.
Location This field is required.
Parental Consent This field is required.

That's you. All that's left is to click the 'Submit Vote' button below. By doing so, you confirm that you and your parent or guardian have read and accept our Voting Terms of Use, Privacy Policy and Cookie policy, and that the details you have entered are correct. We'll look after them as carefully as if they were our own.